Save up to 61% of funeral costs with a Direct Cremation plan*
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Join Thousands of British Residents Who Have Protected Their Families From Rising Costs
Fully Guaranteed Plans With Costs Locked At Today’s Rate
UK Based Customer Support Team To Answer All Of Your Questions
Why Direct Cremations are so popular for UK families.
Not having a basic Direct Cremation Plan in place can put a significant amount of pressure on your loved ones should the worst happen. According to the Sun Life Cost Of Dying report 2025:
The average UK family has to find £2,371 additional money to cover costs of a funeral; 33% use savings, 24% use credit cards, 23% borrow from friends/relative*.
The number of families having to sell possessions to cover funeral costs is 12%*.
44% of UK residents don’t put aside enough money to pay for their funeral leaving a financial burden on their family*.
75% of people say a funeral cost has affected their physical health*.
What is a Direct Cremation?
Direct cremation offers a more affordable & no fuss alternative to traditional funerals. Most are now choosing this option and saving their families up to 61% of the cost* and the huge financial stress of a traditional funeral cost.
* Age and health limitations apply which may restrict which payment options are available.
What’s included?
- Fully guaranteed funeral director costs
- Fully guaranteed crematorium costs
- You're covered 24 hours a day mainland UK (removal from the place of death to the funeral directors premises)
- Ashes returned to family or scattered at crematorium
- Flexible payment options
What’s not included?
- Funeral Service
- Burial of the deceased
- Chapel of Rest for family & friends to visit
Why Should I Get a Direct Cremation Plan?
It’s simple.
Direct ‘Unattended’ Cremation plans are for those who don’t want the fuss and expense of a traditional funeral. It is also a solution to relieve financial and emotional burden from your loved ones.
Avoid paying more in the future
Recent research from the Sunlife Cost of Dying Report 2025 predicts that costs will continue to increase. A direct cremation plan locks the price in at today’s rates rather than run the risk of paying possibly higher prices in the future. Everything is already organised relieving huge pressure financially & emotionally on your family.
It’s affordable.
It is a low cost simple option that enables your family to celebrate your life away from the more traditional locations of church and crematorium.
6 Reasons Why People Choose Golden Leaves
- Buying a direct cremation will protect your family against rising funeral costs.
- A direct cremation plan locks the price at the time of the plan starting. You will never have to pay more.
- Significant amount of pressure and stress is removed from your families shoulders, as everything has been organised already. To activate the plan it’s just one phone call and they can concentrate on the most important thing… remembering you.
- Our Plan is fully portable. So if you move anywhere in the UK, your plan comes with you.
- We also offer flexible payment options to suit most budgets.
- Your money is held in the the Golden Leaves Trust Fund so you have the peace of mind knowing its protected and your funeral is carried out
What do you need to know?
Frequently Asked Questions
We’ll all need a funeral one day and with costs expected to rise every year, it makes sense to plan your funeral while you can and fix the cost by paying for it now.
If paying by lump sum or 12 monthly instalments, the money you’ve paid for your funeral is held securely in an independently managed Golden Leaves Trust. Investment managers are tasked to manage the long-term growth of the fund, specifically to meet the increasing cost of funeral services.
The Golden Leaves Copper Plan is an unattended direct cremation service and therefore unfortunately doesn’t include a service for mourners. Many people do hold a separate memorial service at a later date, once they have collected the cremated remains of their loved one.
The Copper plan will still be activated and collection is now included in the plan 24 hours a day from mainland UK.
So long as you are 18 or over, there are no age limits to acceptance for your plan. If you pay for your plan with a finance agreement with Funeral Safe Limited, this is subject to status and affordability check so it’s not guaranteed that they will accept your finance application. You must repay your finance before your 85th birthday so this may limit the term over which Funeral Safe Limited will allow you to make repayments. If you’ve been told by a doctor of a condition or illness that will cause death within 12 months of applying for a plan then you can still take out a plan but you will only be able to pay with a single, lump sum payment: other payment options will not be available to you.
Cost varies depending on age, payment type and plan type*
*Based on the Sun Life Cost Of Dying Report 2025
Average cost of basic funeral (cremation/burial fees, funeral director and minister/celebrant) £4,285.
Direct cremation plan (as basic funeral but no minister) £1,700. Saving of 61%. Available for customers paying in full or with 12 months interest free instalments*
Call us for free: 01443 886 287 Monday – Thursday: 9AM – 6:30PM & Friday: 9AM – 1PM
Registered in England with company number 2935393, 16th Floor, Number One Croydon, 12-16 Addiscombe Road, Croydon, CR0 0XT, UK
Golden Leaves Limited is a funeral plan provider and credit broker and is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number 960923. You can check this on the Financial Services Register at https://register.fca.org.uk/s/search?q-golden%20leaves&type=companies
Golden Leaves only provides its own funeral plans. Golden Leaves does not provide personal recommendations: you must make up your own mind if our funeral plans are suitable for you. We introduce you to and promote credit available only from Funeral Safe Limited for the purpose of financing a funeral plan. You do not have to pay us for this introduction and we do not receive any commission, incentive or other form of payment if you choose to apply for credit with Funeral Safe to finance your Golden Leaves funeral plan.
