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44% don't save enough to cover funeral costs. Based on the Sun Life cost of dying report 2025
Join Thousands of British Residents Who Have Protected Their Families From Rising Costs
Fully Guaranteed Plans With Costs Locked At Today’s Rate
UK Based Customer Support Team To Answer All Of Your Questions
Protect your family from rising funeral costs.
Not having a funeral plan in place can put a significant amount of pressure on your loved ones should the worst happen. According to the Sun Life Cost Of Dying report 2025:
The average UK family has to find £2,371 additional money to cover costs of a funeral; 33% use savings, 24% use credit cards, 23% borrow from friends/relative*.
The number of families having to sell possessions to cover funeral costs is 12%*.
44% of UK residents don’t put aside enough money to pay for their funeral leaving a financial burden on their family*.
75% of people say a funeral cost has affected their mental health & 60% say it affected their physical heath*.
What is a Funeral Plan?
A funeral plan protects you & your family from the rising costs of funerals by locking in today’s rates & giving your family peace of mind by removing any financial burden & pressure from them.
Everything is taken care in advance & your wishes understood and respected with your family protected from costs. Affordable payment plans available and plans all fully guaranteed.
* Age and health limitations apply which may restrict which payment options are available.
Benefits of having a plan
- Protect family from funeral costs & debt
- Lock in funeral costs at today's rates
- Protect family from emotional stress
- Everything is taken care of in advance
- Gurarantee the wishes & send off you want
- Relax knowing you & your family are protected
Why Should I Get a Funeral Plan?
Protect Your Family
By planning in advance you protect your family from rising funeral costs & financial pressure by locking in today's rates. You can rest easy knowing your family will not have to worry about a large funeral bill or unexpected costs.
Avoid paying more in the future
Research predicts that funeral costs will continue to increase. A funeral plan locks the price in at today’s rates rather than run the risk of paying possibly higher prices in the future. Everything is already organised relieving huge pressure financially & emotionally on your family.
Everything is arranged
By taking care of your arrangements in advance, you’ll be assured that your wishes are understood and respected, no matter what they are. All paper work taken care of & relieving pressure from family.
6 Reasons Why People Choose Golden Leaves
- We've been protecting families for over 40 years with thousands of happy customers.
- A funeral plan locks the price at the time of the plan starting. It protects your family from rising costs in the future.
- Significant amount of pressure and stress is removed from your families shoulders, as everything has been organised already. To activate the plan it’s just one phone call and they can concentrate on the most important thing… remembering you.
- Our Plan is fully portable. So if you move anywhere in mainland UK, your plan comes with you.
- We also offer affordable payment options to suit most budgets.
- Your money is held in the the Golden Leaves Trust Fund so you have the peace of mind knowing its protected and your funeral is carried out
What do you need to know?
Frequently Asked Questions
We’ll all need a funeral one day and with costs expected to rise every year, it makes sense to plan your funeral while you can and fix the cost by paying for it now.
If paying by lump sum or 12 monthly instalments, the money you’ve paid for your funeral is held securely in an independently managed Golden Leaves Trust. Investment managers are tasked to manage the long-term growth of the fund, specifically to meet the increasing cost of funeral services.
Yes, of course. But your rights depend on how you pay for your plan. You have a right to cancel any plan (however you pay for it) within 30 days, or within seven days of being told who your allocated funeral director is if this is later than 30 days. If you do this, you will get all your money back.
If you pay for your plan in a single lump sum or you finance this via Funeral Safe, you can still cancel after this time and get your money back, but we will keep a £299 charge for administration.
If you pay for your plan in instalments over 12 months or by taking out an insurance policy and making fixed monthly payments, you can cancel any time within 12 months of taking out your plan and get all your money back. If you cancel after the first 12 months, you can still cancel.
If you paid in 12 instalments, we will pay these back, but we will keep a £299 charge for administration.
So long as you are 18 or over, there are no age limits to acceptance for your plan. If you pay for your plan with a finance agreement with Funeral Safe Limited, this is subject to status and affordability check so it’s not guaranteed that they will accept your finance application. You must repay your finance before your 85th birthday so this may limit the term over which Funeral Safe Limited will allow you to make repayments. If you’ve been told by a doctor of a condition or illness that will cause death within 12 months of applying for a plan then you can still take out a plan but you will only be able to pay with a single, lump sum payment: other payment options will not be available to you.
Yes, you can take out a funeral plan for anyone else. All correspondence will be sent directly to the person arranging the funeral plan and confidentiality is assured, unless you request otherwise.
Cost varies depending on age, payment type and plan type*
*Based on the Sun Life Cost Of Dying Report 2025
Average cost of basic funeral (cremation/burial fees, funeral director and minister/celebrant) £4,285.
Direct cremation plan (as basic funeral but no minister) £1,700. Saving of 61%. Available for customers paying in full or with 12 months interest free instalments*
Call us for free: 01443 886 287 Monday – Thursday: 9AM – 6:30PM & Friday: 9AM – 1PM
Registered in England with company number 2935393, 16th Floor, Number One Croydon, 12-16 Addiscombe Road, Croydon, CR0 0XT, UK
Golden Leaves Limited is a funeral plan provider and credit broker and is authorised and regulated by the Financial Conduct Authority.
Firm Reference Number 960923. You can check this on the Financial Services Register at https://register.fca.org.uk/s/search?q-golden%20leaves&type=companies
Golden Leaves only provides its own funeral plans. Golden Leaves does not provide personal recommendations: you must make up your own mind if our funeral plans are suitable for you. We introduce you to and promote credit available only from Funeral Safe Limited for the purpose of financing a funeral plan. You do not have to pay us for this introduction and we do not receive any commission, incentive or other form of payment if you choose to apply for credit with Funeral Safe to finance your Golden Leaves funeral plan.
