Golden Leaves Limited is a funeral plan provider and credit broker and is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 960923.

Direct ‘Unattended’ Cremation Plan, Simple No Fuss Funeral

Save Up To 64% Of The Cost Of A Basic Funeral

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What is a Direct ‘Unattended’ Cremation?

Direct cremation offers a more affordable & no fuss alternative to traditional funerals.  Most are now choosing this option and saving their families up to 64% of the cost* and the huge financial stress of a traditional funeral cost.  

 

Golden Leaves provides a fully guaranteed, locally provided direct cremation plan which includes:

What’s not included:

* Age and health limitations apply which may restrict which payment options are available.

Why Should I Get a Direct Cremation Plan?

Direct ‘Unattended’ Cremation plans are for those who don’t want the fuss and expense of a traditional funeral.  It is also a solution to relieve financial and emotional burden from your loved ones. It is a low cost simple option that enables your family to celebrate your life away from the more traditional locations of church and crematorium. Recent research from the Sunlife Cost of Dying Report 2024 predicts that costs will continue to increase. A direct cremation plan locks the price in at today’s rates rather than run the risk of paying possibly higher prices in the future. Everything is already organised relieving huge pressure financially & emotionally on your family. 

 

Some of the benefits are:

Our Simple Process

About us

Since pre-paid funeral planning was introduced to the UK in 1984, Golden Leaves has been at the forefront of providers. We were founding members of The National Association for Pre-paid Funeral Plans and The Funeral Planning Authority (FPA).  We have decades of experience helping families at one of the worst times of their life.

 

Every funeral director appointed to provide services for a Golden Leaves plan must first satisfy a number of stringent requirements, including a demonstration of outstanding service records in their local community. They will also preferably be affiliated with relevant accredited associations such as The National Association of Funeral Directors (NAFD) and/or The Society of Allied and Independent Funeral Directors (SAIF).

Frequently asked questions

Why not take out an insurance plan?

Customers are often tempted to choose an insurance policy rather than a funeral plan, but there are a number of reasons why a funeral plan is a more sensible option.  An insurance policy may not provide you with an emergency 24-hour helpline service.  Most important of all, an insurance policy does nothing to protect your loved ones from the immense stress of having to organise a funeral in a foreign country, with language barrier and local regulations to contend with.  A Golden Leaves funeral plan does not require any medicals like an insurance policy generally does, although we will ask you about your health and this may limit how you can pay for your plan.

Why should I pay now – it’ll be years before I need a funeral?

We’ll all need a funeral one day and with costs expected to rise every year, it makes sense to plan your funeral while you can and fix the cost by paying for it now.

How do I know the money will be there when it’s needed?

The money you’ve paid for your funeral (minus Golden Leaves’ fee for administration) is held securely in an independently managed Golden Leaves Trust. Investment managers are tasked with managing the long-term growth of the fund, specifically to meet the increasing cost of funeral services. 

If I purchase a direct cremation, can I have a service for my family to attend?

The Golden Leaves Copper Plan is an unattended direct cremation service which doesn’t include a service for mourners. However, many people do hold a separate memorial service at a later date, once they have collected the cremated remains of their loved one.

What if I die at home and have a direct cremation plan?

The Copper plan will still be activated and collection is now included in the plan 24 hours a day from mainland UK.

Am I guaranteed to be accepted?

So long as you are 18 or over, there are no age limits to acceptance for your plan. If you pay for your plan with a finance agreement with Funeral Safe Limited, this is subject to status and affordability check so it’s not guaranteed that they will accept your finance application. You must repay your finance before your 85th birthday so this may limit the term over which Funeral Safe Limited will allow you to make repayments. If you’ve been told by a doctor of a condition or illness that will cause death within 12 months of applying for a plan then you can still take out a plan but you will only be able to pay with a single, lump sum payment: other payment options will not be available to you.